BANKRUPTCY

The Senior Partner of Beeman Law Offices, Kelly I. Beeman, was the President of Trustee Services Corporation, a Trustee for the United States Bankruptcy Court for the District of Idaho.  Trustee Services Corporation handled over 13,000 bankruptcies while it served as a Trustee.

The Bankruptcy Code was almost entirely rewritten as of October 17, 2005.  While Beeman Law Offices views this legislation as probably the most anti-middle class legislation in the last ten years, it is the law until it is changed.

While complex, the new laws require much more information than in the last.  For example, a Debtor has to receive a “Consumer Credit Counseling Certificate” prior to the filing of their bankruptcy.  We use a firm in South Dakota because they are professional, extremely timely and have the certificates in our office both by fax and as .pdf documents on the day they are completed.

Probably unique among bankruptcy lawyers, Beeman Law Offices helps you explore ways to avoid a bankruptcy if at all possible.  The last thing we want you to do is to file a bankruptcy.

Part of what you pay Beeman Law Offices for in a possible bankruptcy is pre bankruptcy planning that ensures that you receive the maximum benefit of the laws available to you for your protection.  For example, if you come to our offices with $35,000 in a bank account from a bodily injury settlement, we assist you in opening an annuity with Vanguard Investments that is 100% invested in a money market fund (no risk to you).  Best yet, Vanguard does not decrease your payment by one dollar if you withdraw all of your account in, say, six months after you open.  What does this mean to you?  Cash is non-exempt and can be recovered by the Trustee.  An annuity, however, is exempt without limitation and you can cash it in the day after your case closes.

Please go to the “Contact Us” page and send us an email or call Beeman Law Offices on the telephone number listed for a free consultation on your first visit.